Terms and Conditions
Terms and Conditions
These Terms govern the use of newsclothingbrands.com (“the Website”), published and operated by ActiveView OÜ, registry code 16639782, Kotkapoja tn 2a-10, Tallinn 10615, Harju, Estonia (“we”, “us”). By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
1. Nature of the Website
The Website publishes informational and educational content. It does not sell products or services, does not require user accounts, and does not process orders, payments, or applications.
2. Not a provider, not an official source
We are not a government agency, bank, lender, insurer, school, or the company or institution behind any product, service, benefit, or program mentioned on the Website. References to third-party companies, public programs, or trademarks are for informational purposes only and do not imply affiliation, partnership, or endorsement. Eligibility, approval, terms, and availability are determined solely by the official provider, and users should always confirm information directly with that provider before making any decision.
3. No professional advice
Content is general information and does not constitute financial, investment, tax, legal, or other professional advice. Any decision you make based on the Website is your sole responsibility. Consider consulting a qualified professional for your specific situation.
4. Accuracy of information
We make reasonable efforts to keep content accurate and up to date, but information such as prices, interest rates, rules, deadlines, and benefit or program conditions may change without notice. We do not guarantee that content is complete, current, or error-free.
5. Intellectual property
All content on the Website — including text, graphics, logos, and layout — is owned by ActiveView OÜ or its licensors and protected by intellectual property laws. You may view and share links to our content for personal, non-commercial use. You may not copy, republish, sell, or redistribute it, in whole or in part, without our prior written permission. Third-party trademarks belong to their respective owners.
6. Acceptable use
You agree not to:
- Use the Website for any unlawful or fraudulent purpose;
- Interfere with its security or operation, or use bots, scrapers, or automated tools without permission;
- Generate invalid traffic or artificial clicks or impressions on ads;
- Frame the Website or present our content as your own.
7. User comments
Where comments are enabled, you are responsible for what you post. Comments must not be unlawful, defamatory, offensive, misleading, or promotional, nor infringe third-party rights. We may moderate, edit, or remove comments at our discretion. By posting, you grant us a non-exclusive, royalty-free license to display and use your comment on the Website.
8. Third-party links and ads
The Website contains links and ads leading to third-party websites. We do not control and are not responsible for their content, products, or practices. Our advertising standards are described in the Advertising policy section of our Privacy Policy.
9. Limitation of liability
The Website is provided free of charge, “as is” and “as available”. To the fullest extent permitted by law, ActiveView OÜ is not liable for any direct or indirect loss arising from the use of, or inability to use, the Website or reliance on its content, or from dealings with third parties mentioned or advertised on it. Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for fraud or gross negligence.
10. Privacy
The processing of personal data is described in our Privacy Policy.
11. Changes
We may update these Terms at any time. The current version is always available on this page, with the date of the last update.
12. Governing law
These Terms are governed by the laws of Estonia, without prejudice to any mandatory consumer protection rights you have under the laws of your country of residence.
13. Contact
Last updated: October 2026.